This Dairy-free, Gluten-free, and low in sugars Healthy Chocolate Chip Banana Bread is easy to make with all-natural and clean ingredients. It’s soft and moist inside with lightly crisp edges with the perfect touch of sweetness and packed with melty chocolate chips.

The best part? It’s absolutely delicious, it will make your kitchen smell insanely good no one will believe it’s actually healthy!

If you ever have those sad, overripe bananas just sitting there, this Healthy Banana Bread with Chocolate Chips is what you need to make. It’s ideal for anything! For breakfast, as an afternoon snack, or even dessert. Plus, it’s actually filling because it’s made with oats, bananas, eggs— all the good stuff. Trust me, you’re gonna love it.

I’m currently more for my “Savory Oats” during the morning. But by the afternoon? I need something sweet. I actually love pairing this healthy banana chocolate chip bread recipe with a cup of coffee or as dessert after dinner with a dollop of yogurt and a glass of milk.

Chocolate Chip Banana Bread Ingredients

If you’ve been looking for a healthier chocolate chip banana bread, this recipe is exactly what you need!

• Bananas – You should use EXTRA ripe bananas with deep yellow skin and plenty of black spots, brown-ish and spotty to provide natural sweetness, moisture and act as a binding agent to the batter. If your bananas aren’t ripe enough, your bread might not be as sweet and moist as you’d like.
• Eggs – These help hold everything together while making the chocolate chip banana bread recipe healthy, tender and fluffy.
• Vanilla extract – Adds an aromatic flavor enhancing the overall taste of the loaf giving a rich and comforting experience.
• Oat flour – Blend rolled oats into a fine powder consistency for a gluten-free alternative. If you don’t have a blender or food processor, grab oat flour at most grocery stores or online.
• Almond flour – A gluten-free, low carb flour that gives the bread a nutty flavor. It helps make loaf recipes soft and fluffy!
• Coconut sugar – A natural granulated sweetener with a caramel-like flavor just like brown sugar. If you prefer, you can use regular sugar as a substitute.
• Coconut oil – I personally like using coconut oil but feel free to use any other kind like avocado oil.
• Cinnamon – Brings that cozy, warm, spiced flavor to the healthy chocolate chip banana bread recipe.
• Salt – A pinch of sea salt or Himalayan salt always enhances the flavors of any dessert recipe.
• Baking soda – Helps the bread rise and become light.
• Chocolate chips – Stevia-sweetened chocolate chips that dairy-free, soy-free organic chocolate chips or even the ones sweetened with monk fruit work with this recipe. Some brands that I like using are: Lily’s Sweets, Enjoy Like, Hu Kitchen or ChocZero.

How to make a Healthier Chocolate Chip Banana Bread

You’ll want to make this healthy chocolate chip banana bread every week. It’s so tasty, it might even inspire you to start baking more often.

• Preheat oven – Preheat the oven to 350°F (175°C) and grease a 9×5 inches loaf pan or line it with parchment paper.
• Prep the bananas – Peel the bananas and place them in a bowl. Mash them with a fork until smooth.
• Mix Wet Ingredients – In a bowl, add the mashed banana, egg, coconut oil, vanilla extract and coconut sugar. Whisk until well combined.
• Combine Dry Ingredients – In a separate bowl mix together oat flour, almond flour, baking soda and salt. Stir until evenly mixed.
• Combine Wet and Dry – Slowly add the dry ingredients into the wet mixture. Stir gently until just combined.
• Add Chocolate Chips – Fold batter with chocolate chips by using a wooden spoon or spatula. Be careful not to overmix.
• Transfer – Pour batter into the pan and spread evenly. Consequently, add more chocolate chips on top.
• Bake – Bake 50-55 minutes or until a toothpick comes out clean when inserted in the center. Remove from the oven, allow to cool and gently remove from the pan. Cut in slices and enjoy!

Tips on best way to store and reheat

To store: Once your healthy banana bread recipe with chocolate chips has completely cooled, wrap it tightly in plastic wrap or store it in an airtight container. It will stay fresh at room temperature for up to 3 days. If you want to extend its shelf life, store it in the refrigerator, where it will stay good for up to one week.

To freeze: Wrap individual slices with parchment paper or the whole loaf in plastic wrap, then place them in a an airtight container or freezer-safe bag. This chocolate chip banana loaf can be frozen for up to 3 months.

To reheat: When you are ready to eat, you can let it thaw in the refrigerator overnight or on the counter for 30 minutes to 1 hour before. To quickly warm up a slice, pop in the microwave for 20-30 seconds until soft or if reheating multiple slices, place them in an oven at 300°F (150°C) for about 10 minutes. For a crispy edge, toast a slice in a pan with a little butter for a minute on each side.

Add-ins and toppings

• Nuts: Stir in crushed pecans or walnuts for extra texture and flavor.
• Nut butter: Drizzle peanut butter, almond butter or cashew butter on top for a dose of extra protein and healthy fats.
• Sea salt flakes: Sprinkle salt on top for a sweet and salty experience.
• Crushed cacao nibs: For a bittersweet crunch for chocolate lovers.
• Banana chips: Let’s give it a fun twist to this banana bread and add banana chips on top of the batter before baking.
• Pumpkin spice: To add warmth and depth of flavor. You can also try my Pumpkin Bread Recipe.

Ingredients substitutes and variations

1. Mix in a scoop of protein powder, but adjust the oat flour by slightly using less amount until the batter looks like it did for the first time with the original recipe.
2. Replace coconut sugar with brown sugar, date sugar or regular sugar.
3. For a chocolate chip banana bread with applesauce, replace bananas with the same amount of applesauce.
4. Swap coconut oil with melted butter or grass fed butter.
5. Replace almond flour with coconut flour.
6. For a sugar free chocolate chip banana bread version simply exclude the sweetener but you must use spotty bananas!

More banana recipes

• Banana Chocolate Chunk Blondies
• Chunky Monkey Overnight Oats
• Salted Caramel Oatmeal
• Chocolate Chip Baked Oatmeal